First  Prev  1  2  3  4  5  6  7  8  9  10  Next  Last
What are your money saving tips?
1891 cr points
Send Message: Send PM GB Post
28 / F / England!
Offline
Posted 1/20/08
I put my extra money in a Savings Account that i cant access from Cash Machines that way it accumulates interest and i dont have to worry too much about temptation!
28337 cr points
Send Message: Send PM GB Post
25 / F / Interweb
Offline
Posted 1/20/08
don't sped it. get friends who don't mind buying your lunch...
1164 cr points
Send Message: Send PM GB Post
26 / M / the darker side o...
Offline
Posted 1/20/08
why save money?
is it a cool thing to be stingy or borrow from friends when you got your wallet or "bank" loaded?

go live life happily & stop thinking about "saving money". you guys are (most probably) not seniors, in a retirement home dependant on pension. if you got a lover then go spend all your 'precious' money on her/him and forget about getting broke. or go waste it on your friends or family, its better than becoming a millionaire after saving measly pocket money (rofl on the millionaire part...)

the more you money hoard the crappier your life becomes. it ain`t a random neo-idiom, its just something i know after knowing so many misers.
1046 cr points
Send Message: Send PM GB Post
103
Offline
Posted 1/20/08
I think about what I buy before I buy it. "Do I really need it...etc"

I also put only $10 or $15 dollars in my wallet at one time so I don't feel tempted to buy more than that if I go out. (Unless I know I need to buy something more expensive)

Put it in a good 'ol piggy bank. (Or jar) and just put it away and don't think about it.
28337 cr points
Send Message: Send PM GB Post
25 / F / Interweb
Offline
Posted 1/20/08

Firefly_Amelie wrote:

put it in a sock and lay it on a place u cant find it so u wont be able to spent it.


i did that when i was little. i saved up like $20 or so and my mum threw the sock away -_-'
1650 cr points
Send Message: Send PM GB Post
22 / F / SChOoL............
Offline
Posted 1/20/08
don't go to clubs that much like me, or u will end up broke the next ( but that doesn't happen to me cause im the owner ).............

don't eat
put in the piggy bank

i already did this things many times, but i can't help my self to spend money!

962 cr points
Send Message: Send PM GB Post
24 / F / Singapore
Offline
Posted 1/20/08
Restrict how much u bring wif u... When u dun have enough, u cannot buy xD
Or ask yourself whether it is a 'die die must buy' type... If it's not den u can tell yourself not to get it ^^
However if u're a real shopaholic, den limit yourself as to how often u go shopping =)
Usually I would save alot on transportation & food. I walk & eat a simple meal =P
2546 cr points
Send Message: Send PM GB Post
26 / M / Sydney, Australia
Offline
Posted 1/20/08

wasted_again wrote:

why save money?
is it a cool thing to be stingy or borrow from friends when you got your wallet or "bank" loaded?

go live life happily & stop thinking about "saving money". you guys are (most probably) not seniors, in a retirement home dependant on pension. if you got a lover then go spend all your 'precious' money on her/him and forget about getting broke. or go waste it on your friends or family, its better than becoming a millionaire after saving measly pocket money (rofl on the millionaire part...)

the more you money hoard the crappier your life becomes. it ain`t a random neo-idiom, its just something i know after knowing so many misers.


I think you're taking things from one extremity to another. Or at least, thats how I interpreted your post.
First off, spending all your money on your lover and forget about getting broke? Woah dude. I don't think being broke, possible in debt and barely able to support yourself is quite helpful to your lover, or anyone in fact.
Though I agree that saving all your money and not doing anything with it DOES kind of make your life quite boring, not to mention kinda disabling you from some parts of society (imagine inviting some new friends you met to your house and you have no TV, computer, radio, corn, etc), I don't think it's quite acceptable to say it's crap. For all you know, they could be having the time of their lives, living every day happily, in their own delusional reality, and then you'd be calling this happy fellow "crap".
Anyway, I'm going off topic.

Being stingy (to an extent) is being smart. I think it's smarter to consider what exactly you're paying money for, not just whatever comes on a whim. Spending wisely, looking at your options, be it for fun, business, anything, etc, rather than just wasting your money on what may not be worth it.

I think it's good that younger people are starting to think like this, it's good preparation for later in life and having a savings account would definitely come in handy. Money can be hard to come by, and without money, you can't do shit in todays society.

How to save?
Moderation.
1164 cr points
Send Message: Send PM GB Post
26 / M / the darker side o...
Offline
Posted 1/20/08

Gabcom wrote:

I think you're taking things from one extremity to another. Or at least, thats how I interpreted your post.
First off, spending all your money on your lover and forget about getting broke? Woah dude. I don't think being broke, possible in debt and barely able to support yourself is quite helpful to your lover, or anyone in fact.
Though I agree that saving all your money and not doing anything with it DOES kind of make your life quite boring, not to mention kinda disabling you from some parts of society (imagine inviting some new friends you met to your house and you have no TV, computer, radio, corn, etc), I don't think it's quite acceptable to say it's crap. For all you know, they could be having the time of their lives, living every day happily, in their own delusional reality, and then you'd be calling this happy fellow "crap".
Anyway, I'm going off topic.

Being stingy (to an extent) is being smart. I think it's smarter to consider what exactly you're paying money for, not just whatever comes on a whim. Spending wisely, looking at your options, be it for fun, business, anything, etc, rather than just wasting your money on what may not be worth it.

I think it's good that younger people are starting to think like this, it's good preparation for later in life and having a savings account would definitely come in handy. Money can be hard to come by, and without money, you can't do shit in todays society.

How to save?
Moderation.


Well, you interpreted wrong.
Spending money, is something that you ALWAYS do, unless you are a bum on the road and i`m safely guessing that any person who is here, is able to afford internet and use a computer, that is a bit too much for any bum on the road to handle. some here are suggesting that you should 'borrow money from friends' or 'make friends who can buy you lunch' but in fact just because they dont expect it back, do you think its all right? wouldn`t that be considered a loan? people with even a tiny shread of conscience cant let a thing like that slip. in case you are outta money and really need to buy lunch or something, then asking a friend to chip in might not be too irrational, but "making" friends just for chipping in, just shows how weak his/her character might be. if you have a girl, then you would know that saving money is very hard, when you gotta pay the bills or get her gifts or fill in fuel. even if its a mutual-economical`ish relationship, even then you can feel the pinch when it comes to saving some money. so most people just stop going to the movies or go out for lunch or getting their love interest that small gift now and then. small things like that, cause a big problem later on, i.e. IF they can manage to stay together to even consider a fact of a 'later on'. even though right now most people might be single, they will eventually date some person, building up on a miserly attitude can still affect relations later in life.
You dont go broke as long as you MANAGE your expenses. there is a difference between managing and saving.

•Though I agree that saving all your money and not doing anything with it DOES kind of make your life quite boring, not to mention kinda disabling you from some parts of society (imagine inviting some new friends you met to your house and you have no TV, computer, radio, corn, etc), I don't think it's quite acceptable to say it's crap. For all you know, they could be having the time of their lives, living every day happily, in their own delusional reality, and then you'd be calling this happy fellow "crap". •
I dont even know how to respond to this statement...are you debating with yourself?oO but if i try to make sense out of it, i see that it got got some serious flaws in its reasoning. If a miser dosent even buy "corn"(food maybe) then that would be a mental issue which he wont have to live long to reflect on, after all even superman cant live without eating right? If you are in such a state of delusion, where you consider living in a carboard box and having a truck-load of bills in the bank is bliss, then why does he even have to argue about his point? in such a state of psychosis he might even consider talking a 'waste of money'. also if his state of delusion is so bad, then HE might consider normal people 'crap' for spending money. if you were going off-topic then all you could have done was utilize the [backspace] key rather than state the obvious =/

•Being stingy (to an extent) is being smart.•
i know ONE(of what, millions?) guy who dosent play pool unless it is a LP(loosers pay) match. he dosent immediatly start playing anyway, he sits & watches you play for a few games and gauges your capability and his chances of winning. if he deems you too skilled for him, he gives an excuse and leaves, instead of counting his losses and moving on. if he contemplates that he would win, he plays the frame and shows off his smug smile after he wins it. That would be being Stingy-smart. NOT looking at the price tag and thinking if you really need it. i never stated that you must go buying the entire store just because you wanted a pair of socks and had more money on you than that which was required. looking at the comments here, i can guess that these "money-saving" people might actually consider two or three holes in their socks alright as long as no one sees it =/

I too think that it is good that "younger" people are considering saving money in today's world where money is very hard to come by.
but wouldnt becoming a miser, with this saving-fanatical mindset cause more harm than good in 'today's society'? considering the fact that if that person became a man of a high position, he(or she) might ask his subordiante to get his coffee and biscuits every day , even if he earns a big 25k monthly salary and his subordinate only can cough up a 2k pay check?

•Money can be hard to come by, and without money, you can't do shit in todays society.•
I can shit for free, so can you, so can everyone else.

(how do i think)How to save?
Manage your resources, by moderating your expenses you end up moderating your happiness. money dosent buy happiness, but seeing the smile on your sister's face after she gets that expensive stuffed tiger she always wanted but dint have the money to buy, can be considered happiness.
1565 cr points
Send Message: Send PM GB Post
F / America
Offline
Posted 1/20/08
don't waste $$$ on stupid sh*t... duh!
245 cr points
Send Message: Send PM GB Post
35 / M / Kuwait (only for...
Offline
Posted 1/20/08
The hardest thing about money is saving it at the right times, the younger the better. Also learning how to use money to make more money is good too. Id suggest everyone read a few books on investing, learn what a 401k is and what the difference between a Roth IRA vs a tradition IRA. Credit Cards are very dangerous.... also remember the IRS always wins, for example I'm single, not married, no kids, etc... I make to much money basically thats what the IRS says, I'm not allowed to put money into a Roth IRA after you make more than 110K a year you cant put the full amount in or else you get penalized, plus you get penalized for taking the money out early too.... so just be careful and read read read, the more you know about stocks, mutual funds, the easier it is to save money. Saving accounts don't earn much interest, look into high interested accounts like money market.

I use www.sharebuilder.com great site!

I bought stock of Google at $145 a share, sadly enough i didn't by enough of them... now I'm kicking myself, 600+ a share is a lot.... stupid Google... well time to go Google something.
4679 cr points
Send Message: Send PM GB Post
22 / F / Philippines
Offline
Posted 1/20/08
-not to spend to much money in food!(or it'll make you fat)
-not to go to the mall and buy stuff(got lots already)
-and put it in a box where you can't open it at all till you smash it
622 cr points
Send Message: Send PM GB Post
22 / M / Canada
Offline
Posted 1/20/08
buy everything you want with your visa card, and when its time to pay up pay it with your American express.
repeat cycle until you die, you will find that there is no actual need of saving money.
3733 cr points
Send Message: Send PM GB Post
31 / F
Offline
Posted 1/20/08
i put it in my piggy bank and throw away the key lol when its full i just smash it haha
5097 cr points
Send Message: Send PM GB Post
23 / M / Canada, Vancouver
Offline
Posted 1/20/08
Save it, and don't use it on food and stuff.
I'm not even allowed to spend money, so I'm fine.
First  Prev  1  2  3  4  5  6  7  8  9  10  Next  Last
You must be logged in to post.