49372 cr points
Send Message:   51 / M / Northeast Ohio, USA
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ShanHikari wrote: Why not just use paypal? You can even preload paypal with a prepaid card if you don't have a credit card or debit card. I can't imagine who doesn't have a debit card by the age of 13 anymore anyway... First credit card was at 14, first debit card was at 10.
You might not be able to imagine it, but lots of members operate cash only, and for some of them, PayPal has not been the best solution. There are all sorts of people in all sorts of circumstances. For some people for whom other payment systems does not work, this one will work. If PayPal worked for everyone without a credit card, this system would never have got started.
So tl;dr: Nobody is saying "everybody should do this". its another way to pay for people without credit cards. It will be the best way for some people. Its no skin off the nose of anybody else.
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34230 cr points
Send Message: 25 / M / La Jolla
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agila61 wrote:
ShanHikari wrote: Why not just use paypal? You can even preload paypal with a prepaid card if you don't have a credit card or debit card. I can't imagine who doesn't have a debit card by the age of 13 anymore anyway... First credit card was at 14, first debit card was at 10.
You might not be able to imagine it, but lots of members operate cash only, and for some of them, PayPal has not been the best solution. There are all sorts of people in all sorts of circumstances. For some people for whom other payment systems does not work, this one will work. If PayPal worked for everyone without a credit card, this system would never have got started.
So tl;dr: Nobody is saying "everybody should do this". its another way to pay for people without credit cards. It will be the best way for some people. Its no skin off the nose of anybody else.
Never said it was, just rather shocking at the lack of ability to obtain cards at a younger age than 18. That's all nothing more.
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7577 cr points
Send Message: M / NY
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How are Rixty pre-paid cards secure? Aren't they just pre-paid cards with no security attached on top, like a metro card? If you lose it, then it's pretty much like losing cash.
Anyhow, the only perk I see from using Rixty is convenience for people who happen to not have a bank account or credit card, and want a fast way to pay for online services or goods.
Edits: Oh another perk is discretion since it is a prepaid card. There's no personal information attached to the card, nor statements charges I assume.
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49372 cr points
Send Message: 51 / M / Northeast Ohio, USA
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lord0din69 wrote: How are Rixty pre-paid cards secure? Aren't they just pre-paid cards with no security attached on top, like a metro card? If you lose it, then it's pretty much like losing cash.
I haven't signed up for an account, so I'm not sure, it looks like there is a login to an online Rixty account.
And you only need the card to reload it if you reload it in a store (7/11, etc.). ~ I've checked Coinstar, and they've got four machines within five miles of my house ~ if you dump money into a Coinstar machine it prints out an ereceipt and you can load it into your account online. Heck, the store doesn't even need to be open, since the Coinstar machine is outside, next to the RedBox.
Anyhow, the only perk I see from using Rixty is convenience for people who happen to not have a bank account or credit card, and want a fast way to pay for online services or goods.
Edits: Oh another perk is discretion since it is a prepaid card. There's no personal information attached to the card, nor statements charges I assume. Yeah, you can dump any amount into a Coinstar machine and add exactly that amount to the card with no fee (Coinstar charges a fee for converting coins to cash), and no risk of going into debt.
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695 cr points
Send Message: 14 / F / Philippines
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What about the Philippines?? 3_3 TT___TT
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23322 cr points
Send Message: 24 / M / Boise, Idaho (AKA...
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a nice option this. Sure you have paypal but one can never have to many options (such as myself struggling to keep a bank acct and paypal after falling on hard times)
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72 cr points
Send Message: 36 / M
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Are you able to buy stuff off Crunchyroll besides the Service? Like "Shinji's Deals". Because some of them are good but have no way to pay for them..... but with this I might.
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17484 cr points
Send Message: 15 / M
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 WHAT COOL!!! XD FREE!!!!!
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49372 cr points
Send Message: 51 / M / Northeast Ohio, USA
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What's available? Is there a card in the Philippines that you can fill up using cash at a store and use for online purchases ... other than pre-paid Visa/Mastercard?
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44550 cr points
Send Message: 27 / M
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The idea of recurring payment has always bothered me. Does this mean, I will no longer have a recurring payment from my paypal (if I choose to use Rixty)? I can simply use the card to pay, and let it expire. Then if I feel like putting more money in, then I can just hop by my local 7-Eleven and throw some money into it?
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49372 cr points
Send Message: 51 / M / Northeast Ohio, USA
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plainknights wrote:
The idea of recurring payment has always bothered me. Does this mean, I will no longer have a recurring payment from my paypal (if I choose to use Rixty)? I can simply use the card to pay, and let it expire. Then if I feel like putting more money in, then I can just hop by my local 7-Eleven and throw some money into it?
Seems to ... if there is enough money on the card when the membership renews, it'll go through, but if not, the paid membership would expire, just like a credit card gone past its expiration date. Add more money and sign up for a new membership.
It would be easier for some people than remembering to set their account to not roll over each time.
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