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Fraud!
Posted 10/2/12
Bank's are like that...
They will entirely blame it all to you. Then call the so CALLED !NVESTIGATION which we know moves like a turtle.
Just be careful. Have a habit of checking your accounts after you made a transaction(s) everyday. I do not go for the mini invoice i directly call the bank or just visit while having my coffee and donuts
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27 / M / Gotham City
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Posted 10/2/12
Banks are doing every thing they can to make money.

I tend to like my statements sent home every month so I can keep them on file for my records. Just in case any financial conflicts occur I have an official mail to point to and defend myself. But Bank of America suddenly wanted to make me switch to Green Paperless, which I understand has it's importance in the grand ecological scheme of things, but mostly they just want to save money on paper, printing and stamps. I want to keep my records, stop trying to cram Paperless down my throat!

Also, even though I request several times for the Check Image Service Fee to be taken off my account, Bank of America always insists that it'll update within the next month but bill me for the service anyways. I call and it's always "an honest mistake."

I don't really blame them, they're trying to cut corners and they're a huge bank, but seriously, stop treating me like I'm stupid.
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27 / M / Louisiana
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Posted 10/2/12
I have never had a problem on one of my cards before, but I did have some stranger(s) call my Grandparents and Parents claiming they were the Canadian Police and caught me and a few friends with drugs in their fishing box. They said to send $5,000 to some account and get me out of jail...I was actually at work and my parents freaked out and blew my phone up. I had to leave work to show them I was not in Canada.
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Posted 10/2/12

Winterfells wrote:

Banks are doing every thing they can to make money.



I was low on money once, made an error, overdrew my account by a dollar... 1 dollar... $35 overdraft fee, no reversal on it since they said "there wasn't a bank error, the account was overdrawn"... I said "I know... maybe I'm asking you do it to be kind to someone who is obviously not made of money?"... they said "there wasn't a bank error so we can't reverse it"... it was liking banging my head against a wall so I hung up and they made $35 for doing nothing.

The only time I've had a good experience with my bank was when experian wouldn't stop charging me for my monthly credit report, and the only way to cancel was to call them.... which they had horridly long wait times and I couldn't get through... my bank took care of it for me... I even got back the previous months money.
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27 / M / Gotham City
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Posted 10/2/12

dokudokugwo wrote:

I was low on money once, made an error, overdrew my account by a dollar... 1 dollar... $35 overdraft fee, no reversal on it since they said "there wasn't a bank error, the account was overdrawn"... I said "I know... maybe I'm asking you do it to be kind to someone who is obviously not made of money?"... they said "there wasn't a bank error so we can't reverse it"... it was liking banging my head against a wall so I hung up and they made $35 for doing nothing.


That really sucks man, really a punch in the gut.

"Oh you don't have a lot of money in your bank? We're going to penalize you for that and take more money from your account!" lol

Sometimes, and this isn't necessarily banks, it's worth it to pay a little more for a small, family-owned business or service because then you talk to a real human being rather than a drone who works from 9-5 and couldn't care less how you, the customer, feel.
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26 / M / Toronto
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Posted 10/2/12
Damn, that sucks. Glad to hear that you got most of your money back tho. I would be so pissed if that happened to me. It's scary to think about it, I should check my account more often.
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27 / UK
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Posted 10/2/12

g4p wrote:


alniau wrote:
This morning I went about my business like usual. along from ordering tons of sh*t from the internet


Well there's your problem. Either you ordered something from an insecure site or your computer is infected.


one thing to always ALWAY check is your computer for spyware and what not and when paying always make sure the site is https not http and has the correct "trusted logo's" at the bottom i always make this a standard rule of thumb another option it could of been is someone seen your card jotted down the details or cloned fraud is getting more and more common these days 3 year's ago someone had spent over £7.2k while i was on holiday came back to that i wasnt happy
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M / Philippines
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Posted 10/3/12 , edited 10/3/12
wow you have been hacked dude when possible always use HTTPS to login in wesbites like banks yes the extra S stands for Security
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M / 20.0167° N, 155.6...
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Posted 10/3/12
I make sure everything is through https I always check for spyware..I can even be ping the Site to make sure it's a legit ip too.....It all comes down to to cons..I was around a lot of cons when living in Vegas..They have other ways of getting all their info besides computers. Like physically and sweet talking a bank teller for some info. I have call them phishers..In the past. Since I bank at a small credit union in my city. The I have to realize that this could of been a possible situation for a phishers as well.
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28 / M / Australia
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Posted 10/3/12
what do you guys use to check spyware? I do a weekly scan with malwarebytes and spybot.
Fezik 
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29 / M / Chi-town
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Posted 10/3/12 , edited 10/3/12
I had a coworker steal my card from my wallet once. They ran up over $800 in gas charges over night, by visiting the same gas station over and over. In my case, I had contacted the police, my job, and the bank, got all my money back, and never saw my coworker again. They were stupid as hell, since they were recorded on video going there, as well as when they lifted my wallet from my lunch bag. (My workplace was paranoid.)
Fezik 
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29 / M / Chi-town
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Posted 10/3/12
Adaware, Spybot SD, Hitman Pro, Malwarebyte for deep clean, and simple free AVG for initial protection.
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M / 20.0167° N, 155.6...
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Posted 10/3/12
I use AVG initial protection and Malwarebyte... you can also build your own script by making a .bat file for cmd line(long process but it works. I do it once a month).
Posted 10/3/12
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M / 20.0167° N, 155.6...
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Posted 10/3/12
I use Ubuntu..... but there are still safety precautions to use.
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