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banks are corrupt
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F
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Posted 9/1/14
Maybe you're supposed to have a certain amount at all times? Like in business and such you need somewhere around like $500+?
Banned
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50 / Niggerous,VA
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Posted 9/1/14
ahhhh you poor little boo boo
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M
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Posted 9/1/14
I had an account with a big national bank and they would hold large transactions for months until there weren't enough funds to cover it along whatever pending transactions were lined up. I never did get an explanation other than "sometimes things takes a while to process". Whatever the real reason they would always get 2-3 NSF fees when they pulled that. I switched to a local bank because of that mess and have been very happy with them, though they were bought out recently so we'll see how things go in the future.
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21 / M
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Posted 9/1/14 , edited 9/1/14
I have a student account in Chase bank so I don't get charged. Before I had a student account, they did charge me a monthly fee. I think you had to have like $1500 to not get charged.
Posted 9/1/14
Nope my bank (USAA) has been nothing but good to me.
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M
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Posted 9/1/14
All my money is buried in the desert in 40 gallon drum barrels. I only go get some when I need cash to spend it's a pain in the ass to dig back up though.
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22 / M / Los Angeles
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Posted 9/1/14 , edited 9/1/14
I'd say mutual funds are worse, but banks are ridiculous. My parents had $120k left of their mortgage to pay off, and so my father decided to liquidate some of his assets to conjure up $89k to chop off (goodbye '68 Barracuda, goodbye expensive collectibles). A few weeks later the bank sent us a letter stating that we had been had "forgiven" of $89K of mortgage under some hastened bull$h*t mortgage forgiveness program. The same amount that my parents had just paid went into aggrandizing the bank's quota and community reputation. We still use Chase or Well's, but it'd be more idiotic to keep your money in physical form underneath the mattress or convert it into a physical asset, both of which are incrementally non-returning. Although I'm considering switching to a community or municipal credit union.
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24 / M / No
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Posted 9/1/14
Welcome to the REAL world. Expect to pay for things.
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25 / M
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Posted 9/1/14
The real world sucks doesn't it? To all you teenagers out there enjoy your time as one!
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24 / M / Las Vegas
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Posted 9/1/14 , edited 9/1/14
You think so? lol

All big companies are corrupt in one way or another.
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21 / F / Los Angeles
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Posted 9/1/14
Never had any issues with mine, probably because i'm with a credit union
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U.S.
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Posted 9/1/14
Chase got a class A lawsuit. They had to payback the extra money they took from their customers.
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23 / M / Southern California
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Posted 9/1/14
I use a credit union, soooooo gf you.
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20 / M / Sweden
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Posted 9/2/14

FiestyTurtle wrote:

Welcome to the REAL world. Expect to pay for things.



gismode wrote:

The real world sucks doesn't it? To all you teenagers out there enjoy your time as one!


This is basically a breach of contract and trust... And has nothing to do whit the "REAL" world where you pay for everything.

It said in the contract that it was going to be free until I turned 21, only thing is... they claim that my contract is invalid even tho is was suppose to be valid until I turned 21.
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20 / M / Sweden
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Posted 9/2/14

ayesharocks wrote:

Maybe you're supposed to have a certain amount at all times? Like in business and such you need somewhere around like $500+?


It's not like that sine if it was then they would've done this long ago.
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