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How much do you have saved up?
26680 cr points
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27 / F / tennessee
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Posted 11/17/14
in my savings i have a $1100. i have more in my checking. not a lot more. i need to find a new place to live so ill probably be renting and you know the first and last months rent and probably a deposit since i have animals.
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25 / M
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Posted 11/17/14 , edited 11/17/14
I've been putting 10-20% into savings since shortly after I began working full-time. Even when I was minimum wage, I never found it too difficult to put away $50-100/check. Although, then again, I'm relatively low maintenance. I ride a bike everywhere, books and anime are my main entertainment (which are both very cheaply acquired, thanks to libraries and CR/Funi). I've never had any huge things, like serious illness, to cover, but for the periods when I had unexpected expenses, I usually kept saving, and just cancelled internet and luxury food costs (basically live on sandwiches and salads). If you're just covering yourself, have relatively good health, and work full-time, saving money is actually pretty damn easy -- even at minimum wage (I think it was 7.35, at the time). I could have saved much more, actually, if I didn't have school expenses.
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It doesn't matter.
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Posted 11/17/14
I recommend you looks at your national stats of the expected age of death and decide whether or not it's worth the effort of saving for retirement and how much you expect to spend in so much time.
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28 / M / San Antonio
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Posted 11/17/14
I do not discuss my financial situation with strangers on the internet.
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15 / M / right here
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Posted 11/17/14
around $2000
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25 / F / California
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Posted 11/17/14

GayAsianBoy wrote:


BlueHaro103 wrote:
Is it bad that I've been using the same alarm clock for the past 18 years?


no...
wish my things can last that long, everything I touch dies within 2-5 years.


It's okay. Most of my stuff is like that too. This alarm clock is literally a brick though. I've dropped it several times, gone through multiple moves and it lives. It was actually my parent's old alarm clock...I'm not sure how old it really is. Over 20 years?




ishe5555

Not at all, If I didn't start using my work supplied smart phone, I would still be using an alarm clock I've had for 20+ years. I still have the alarm clock in case I need it. It's loud and annoying, just like I need my alarm to be.

Edit:
I didn't start saving until much too late. I was over 30 before I started saving anything in my 401k. Even then, it wasn't until a year or so ago, that I kicked it up to 10%. I have a chunk of money in a draft account, that isn't earning any dividends, but it is to put down on a house, if I can get myself to actually start looking for one.


I actually use several alarms. I can sleep through most of the annoying ones.
On topic: I just started my new job and it comes with retirement benefits. I'm already saving for retirement (kind of forced to in some ways ). It's not much but hopefully it will add up. As for savings...erm. Student loans take care of that
Posted 11/17/14
£400, but only until my student loan comes through....
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Posted 11/17/14
I have a decent amount saved up. $$$$$$$$$$$$$$$$$$$
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30 / M / Atlanta
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Posted 11/17/14
~30k liquid assets, lot more in non-liquid. Not where I want to be but getting there.

For my liquid assets I focus on:
1. Unemployment Fund - Target of 6 months living expenses
2. Emergency Fund - Target of 3 months living expenses
3. Wedding Fund. Rather prepare for it ahead of time than put myself in debt later. If I have a cheaper wedding then I get a more awesome honeymoon.
4. House Fund - this is just used for various house purchases like furniture, and anything related to the house (hopefully a hot tub soon).


Once I do that whole marriage thing a Wedding Fund will probably transition into an opportunity fund so that I can have a decent amount of money on hand should any interesting opportunities arise worth pursuing that would need access to quick money.
5449 cr points
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54 / M / Tacoma, WA. wind...
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Posted 11/17/14
Saved?

Ummmm... I took a job that was a 30% pay-cut to have enough money to pay my bills after I got laid off a couple years ago.

Saved?

I still can 't afford to buy health insurance......

Saved?
When I find out if I get a tax refund, I'll know how much I've saved....

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