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Post Reply Obamacare? What is it?
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Posted 8/7/16 , edited 8/7/16
I have read hundreds of articles about how horrible Obamacare is. But i dont get the articles.
But what is Obamacare in a simple explanation? And whats so bad with it?

Please provide non-biased answers. With pros and cons.



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Posted 8/7/16 , edited 8/7/16
That there isn't enough obama.
He gives free hugs, but are always busy....

So.. yes it was all the pirates fault!

and "YES, we can"
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Posted 8/7/16

Freddy96NO wrote:

That there isn't enough obama.
He gives free hugs, but is always busy....



Fundementalist christian does not approve.
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Posted 8/7/16
The "Affordable Healthcare Act", colloquially known as "Obamacare" was an effort to force all Americans to purchase health insurance. The cons are really too many to list, but includes taxing people who make not quite enough to afford any healthcare, but not quite too little to actually qualify for a deferral.
However, it also prevents you from being turned down by health insurance providers for having "pre-existing conditions". I have actually met people who have benefitted in some way from the program. It did, in some ways, lower the pricing on health insurance plans, and does offer, for some people, subsidies to help defer the costs for those who qualify, mainly people who were already on things like Medicare, Medicaid, and various state insurances.

The most damning thing about it is that the bill was not clear what it contained, leading to the famous quote (paraphrased) that you could not know what was in the bill until the bill was passed, which is not how legislation works. Lacking support for the bill, the bill was passed almost by fiat.
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Posted 8/7/16

gornotck wrote:

The "Affordable Healthcare Act", colloquially known as "Obamacare" was an effort to force all Americans to purchase health insurance. The cons are really too many to list, but includes taxing people who make not quite enough to afford any healthcare, but not quite too little to actually qualify for a deferral.
However, it also prevents you from being turned down by health insurance providers for having "pre-existing conditions". I have actually met people who have benefitted in some way from the program. It did, in some ways, lower the pricing on health insurance plans, and does offer, for some people, subsidies to help defer the costs for those who qualify, mainly people who were already on things like Medicare, Medicaid, and various state insurances.

The most damning thing about it is that the bill was not clear what it contained, leading to the famous quote (paraphrased) that you could not know what was in the bill until the bill was passed, which is not how legislation works. Lacking support for the bill, the bill was passed almost by fiat.


Hmmm. So it should be teared down and reworked on some way?
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Posted 8/7/16

Jophar_Vorin wrote:


gornotck wrote:

The "Affordable Healthcare Act", colloquially known as "Obamacare" was an effort to force all Americans to purchase health insurance. The cons are really too many to list, but includes taxing people who make not quite enough to afford any healthcare, but not quite too little to actually qualify for a deferral.
However, it also prevents you from being turned down by health insurance providers for having "pre-existing conditions". I have actually met people who have benefitted in some way from the program. It did, in some ways, lower the pricing on health insurance plans, and does offer, for some people, subsidies to help defer the costs for those who qualify, mainly people who were already on things like Medicare, Medicaid, and various state insurances.

The most damning thing about it is that the bill was not clear what it contained, leading to the famous quote (paraphrased) that you could not know what was in the bill until the bill was passed, which is not how legislation works. Lacking support for the bill, the bill was passed almost by fiat.


Hmmm. So it should be teared down and reworked on some way?


I think it could benefit from a major overhaul, yes. There may be something worth salvaging from it, but the whole is probably detrimental to too many people who it is actually aimed at benefiting, as well as being detrimental to small businesses from what I've heard.
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Posted 8/7/16 , edited 8/7/16

gornotck wrote:

I think it could benefit from a major overhaul, yes. There may be something worth salvaging from it, but the whole is probably detrimental to too many people who it is actually aimed at benefiting, as well as being detrimental to small businesses from what I've heard.


Small companies? I am a huge small company supporter so this is interesting, why does it damage it?
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Posted 8/7/16
The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no
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Posted 8/7/16 , edited 8/7/16
Someone correct me if I'm wrong, but didn't the GOP help shape it and purposefully inject bad and undesirable aspects to it, in the hopes it'd never get voted through...and it did ended up getting the votes it needed?



DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no



Yeah, I remember reading that. They were fine with many of the things in Obamacare when it wasn't referred to as Obamacare. When they were surveyed again about the same things and it was referred to as Obamacare, it was mostly negative. It was something like that. I remember reading what you are mentioning.

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Posted 8/7/16

DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no


Ehh i dont think i understand?
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Posted 8/7/16

DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no


Surveys & statistics are like a bikini on a hot girl, what you see is nice, but what's underneath is what a dude really wants to see. I believe that the pollsters split up the laws and asked people if they like certain benefits. The respondents said yes to the individual benefits, but the actual implementation & the balanced budget parts of the law not so much. That's even before we get to the unintended consequences/predictable regrets phase of the law.

To answer the original question, a quick Google search yielded this link: https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/

I recommend that you take a quick peek at the official version and remember that Congress had 3 days to read & act on the final version. If it doesn't make any sense & the cross & cross-cross references make you go cross eyed, you aren't alone.
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Posted 8/7/16
obamacare is designed to be a government take over of healthcare. First thing is does is force people to purchase a third party product, which I am pretty sure is against the constitution. the next thing it does is create these"exchanges" a market place where you can shop for policies, usually subsidized by the government(taxes that help pay for your healthcare). The law dictated what all policies should have, like unlimited yearly cap, prenatal care, and cannot refuse people with pre existing conditions. this caused a massive increase in health insurance policies, as well as increased deductibles. it also put a tax on medical equipment. naturally the middle class would get violated hard with this whereas the poor would probably get some benefit from this through the subsidy. This also put a burden on businesses. it increased the take that employers had to pay for their employees health policy. this is why we saw a major decrease in full time jobs. Part timers don't get benefits. When tax season comes around, if you don't have insurance they penalize you based on your income and take it out of your refund check. Which is completely illegal, but someone paid off the supreme court to say its a tax.
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Posted 8/7/16
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Posted 8/7/16
In addition to the issues with the bill that others have mentioned, there are two big problems with the bill that caused or will cause issues in the future. The ACA (Obamacare) was pitched as being something that would save money with health insurance, that it would resolve the issue that the US had with escalating health care costs. This turned out to be a big lie, the numbers didn't work out. It also required some things that wouldn't occur, such as healthy young people getting insurance at highly inflated costs in order to carry the weight of the elderly and ill people. This didn't happen, no where near enough young people bought into it. It was less expensive to pay the fine/tax/whatever you want to call it. The other issue is one that is coming up, the cadillac tax. This is a tax on employer plans over a certain cap that employers would have to pay. This tax isn't set to adjust with medical inflation, so eventually it will kill all employer based plans. Which is the likely reason why this bill was pushed through in the first place, so that employer provided health care, which is not taxable, is taxed and eventually eliminated, forcing people to get individual plans.
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Posted 8/7/16 , edited 8/7/16
Something something. Secret Muslim. The presidency belongs to republicans only. Resistance towards democrat presidents and refusing medicaid expansion, which would have given people below a certain income bracket free healthcare, theoretically. Not universal healthcare. Did I miss anything?
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