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Post Reply Obamacare? What is it?
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20 / M / Bundaberg, Queens...
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Posted 8/7/16
Apparently Americans dislike things like free healthcare which is paid by taxes....or it was done wrong
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24 / M / San Francisco Bay...
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Posted 8/7/16
The basis of the policy relies on three stools: First, that healthcare is mandatory. Two, insurance companies cannot refuse healthcare. Three, the government will subsidize healthcare for those who can't afford it. That, in short, is what ACA is.

As for people's issues with ACA, well the main point is that any meaningful healthcare reform is going to be expensive. Since the government wants to minimize how much they subsidize--short of not subsidizing at all--two main elements are introduced to reduce costs. The mandatory healthcare coverage is encouragement for people to receive preventative healthcare: it's cheaper to have a simple tumor removed discovered during a routine test then to have to be hospitalized for weeks and undergo chemotherapy or something. The second element is there to ensure people can get healthcare, in particular that people wouldn't be denied for having pre-existing conditions. However, the reason why so many people didn't have healthcare in the first place is because they couldn't afford it, hence the subsidization. The amount of money subsidization costs combined with the mandatory healthcare coverage are constituent's main beef with ACA. Another method, and I'm not sure to what extent ACA pursued, was try to lower costs on the supply-side beyond eliminating the "pre-existing condition rule," such as capping the percentage of revenue per costs insurance companies making (i.e., to encourage providees to see the doctor more and obtain a larger profit through more coverage, not exploiting the safest bets). My understanding is most of the costs on the supply-side are derived ultimately from the technology itself--e.g., costs of MRI machine and the fact every hospital and their grandmother wants one to be competitive. The only way to reduce supply-side costs is ultimately through regulation or taxation of businesses, which is what prompted the corporate-funded campaign against healthcare.

----
Quite frankly, I really only see three options that exists.

The first is easier said than done: somehow make healthcare more competitive and premiums more fair. This has the main benefit of not requiring spending of government. That said, I can't cite any specific policies that would effect this system--mostly because i haven't really researched possibilities here. The only policy I remember hearing about is introducing interstate competition. Few literature exists, I suspect, because the only concrete data we have is in a pre-ACA era--no country with a successful healthcare system does so by relying heavliy on government spending and the pre-ACA era is a disaster. If we do remove ACA, we want to replace it with something better. Ultimately though, this is the option I'm most ignorant about.

The second method is obamacare, with perhaps some changes (e.g. trying to lower supply-side costs).

The third option is to open up a public option ("medicaid for all"). More expensive than Obamacare but makes the mandated healthcare trivial.
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21 / Dallas Tx
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Posted 8/7/16

Jophar_Vorin wrote:
What i mean is that most republicans or democrats like the implementation if this healthcare reform when it's called the "Affordable Healthcare Act", but if asked again while calling it the Obama care they would say they don't like it

DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no


Ehh i dont think i understand?


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21 / Dallas Tx
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Posted 8/7/16
Thanks for the link, it had some valuable information that helped me understand it even better. I unfortunatlely can't find the link to to survey, but it waw not like that. They did talk about the advantages and disadvantges on both sides but the naming of the act was a major factor determining the likelihood of people agreeing with that

thubar2000 wrote:


DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no


Surveys & statistics are like a bikini on a hot girl, what you see is nice, but what's underneath is what a dude really wants to see. I believe that the pollsters split up the laws and asked people if they like certain benefits. The respondents said yes to the individual benefits, but the actual implementation & the balanced budget parts of the law not so much. That's even before we get to the unintended consequences/predictable regrets phase of the law.

To answer the original question, a quick Google search yielded this link: https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/

I recommend that you take a quick peek at the official version and remember that Congress had 3 days to read & act on the final version. If it doesn't make any sense & the cross & cross-cross references make you go cross eyed, you aren't alone.


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M / Kansas
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Posted 8/7/16
to sum it up it forced healthcare
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25 / M / United States
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Posted 8/7/16
It only benefits a small minority and fucks everyone else up.
Just like a liberal to do something like that.

Obama lied and made it of far less quality.
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Hoosierville
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Posted 8/7/16 , edited 8/7/16
If I paid for Obamacare I'd be living in the poor house. I just go without insurance. So now I still have no healthcare and the government is trying to punish me for not getting it. I've only been hurt with Obamacare. It's HORRIBLE and needs repealed.
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25 / M / Fredericton, NB
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Posted 8/7/16

Dubnoman wrote:

Someone correct me if I'm wrong, but didn't the GOP help shape it and purposefully inject bad and undesirable aspects to it, in the hopes it'd never get voted through...and it did ended up getting the votes it needed?



DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no



Yeah, I remember reading that. They were fine with many of the things in Obamacare when it wasn't referred to as Obamacare. When they were surveyed again about the same things and it was referred to as Obamacare, it was mostly negative. It was something like that. I remember reading what you are mentioning.



I'm surprised no one else brought this up >_>

In my research I've come to conclude that a lot of the fundamental faults with Obamacare are derived from the several dozen amendments that the GOP congress forced into it just like you have mentioned.

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Posted 8/7/16 , edited 8/7/16
I don't know much but heres some pros and cons I that I think I know of?

- Insurance companies are not allowed to deny coverage bc preexisting conditions
- Children are allowed to stay on parents' insurance plans until age 26 unless they get married or have children etc.
- Some changes to the "donut hole" / coverage gap for seniors on medicare
- Fine for not having coverage that increases over time
- Additional taxing on people with "Cadillac plans"
- Creation of government exchanges for people who don't get insurance from their work
- An assortment of laws/ regulations to try to increase provider to provider communications, increasing use of electronic records, increased clinical data involved in medical decisions, patient education etc in order to improve patient outcomes.
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33 / M
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Posted 8/7/16 , edited 8/7/16

KnightOfZero1991 wrote:


Dubnoman wrote:

Someone correct me if I'm wrong, but didn't the GOP help shape it and purposefully inject bad and undesirable aspects to it, in the hopes it'd never get voted through...and it did ended up getting the votes it needed?



DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no



Yeah, I remember reading that. They were fine with many of the things in Obamacare when it wasn't referred to as Obamacare. When they were surveyed again about the same things and it was referred to as Obamacare, it was mostly negative. It was something like that. I remember reading what you are mentioning.



I'm surprised no one else brought this up >_>

In my research I've come to conclude that a lot of the fundamental faults with Obamacare are derived from the several dozen amendments that the GOP congress forced into it just like you have mentioned.




I was pretty sure I was right on that.

It is stuff like that that has made me never want to vote republican. Not with the way they are and have been.
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30 / F
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Posted 8/7/16

KnightOfZero1991 wrote:


Dubnoman wrote:

Someone correct me if I'm wrong, but didn't the GOP help shape it and purposefully inject bad and undesirable aspects to it, in the hopes it'd never get voted through...and it did ended up getting the votes it needed?



DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no



Yeah, I remember reading that. They were fine with many of the things in Obamacare when it wasn't referred to as Obamacare. When they were surveyed again about the same things and it was referred to as Obamacare, it was mostly negative. It was something like that. I remember reading what you are mentioning.



I'm surprised no one else brought this up >_>

In my research I've come to conclude that a lot of the fundamental faults with Obamacare are derived from the several dozen amendments that the GOP congress forced into it just like you have mentioned.



Oh, I remember reading a lot about these. The GOP and POTUS would compromise and kept moving it back for further negotiations until the POTUS pushed it forward regardless of opposition or something like that, right?
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20 / M / Bundaberg, Queens...
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Posted 8/7/16

RealWorld wrote:

to sum it up it forced healthcare


"Free" Healthcare should be a mandatory thing anyhow
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20 / M / Bundaberg, Queens...
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Posted 8/7/16

Rujikin wrote:

If I paid for Obamacare I'd be living in the poor house. I just go without insurance. So now I still have no healthcare and the government is trying to punish me for not getting it. I've only been hurt with Obamacare. It's HORRIBLE and needs repealed.


That's stupid you should get healthcare access to free healthcare is a human right in the first world.

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Hoosierville
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Posted 8/7/16

Ryulightorb wrote:


Rujikin wrote:

If I paid for Obamacare I'd be living in the poor house. I just go without insurance. So now I still have no healthcare and the government is trying to punish me for not getting it. I've only been hurt with Obamacare. It's HORRIBLE and needs repealed.


That's stupid you should get healthcare access to free healthcare is a human right in the first world.



Nothing is free. Everything is paid for. I just want it to return to how it was in the 50's or 60's when you could walk into a doctors office with a broken leg, have them do all of their procedures for it, and give them $200 cash. Now they make the price $3000 because insurance will negotiate it down to $500 then the doctors have to pay for tons of support staff just to deal with that insurance plus have on call lawyers for when insurance companies try to sue you to dispute how much they have to pay in court.
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25 / M / Fredericton, NB
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Posted 8/7/16 , edited 8/7/16

MopZ wrote:


KnightOfZero1991 wrote:


Dubnoman wrote:

Someone correct me if I'm wrong, but didn't the GOP help shape it and purposefully inject bad and undesirable aspects to it, in the hopes it'd never get voted through...and it did ended up getting the votes it needed?



DanteLove wrote:

The funny thing about it is that during a survey, they ask people if they were ok with the reforms of the Affordable Health Care Act and most American said yes. However, soon as we ask them again if they like the "Obama"care they said no



Yeah, I remember reading that. They were fine with many of the things in Obamacare when it wasn't referred to as Obamacare. When they were surveyed again about the same things and it was referred to as Obamacare, it was mostly negative. It was something like that. I remember reading what you are mentioning.



I'm surprised no one else brought this up >_>

In my research I've come to conclude that a lot of the fundamental faults with Obamacare are derived from the several dozen amendments that the GOP congress forced into it just like you have mentioned.



Oh, I remember reading a lot about these. The GOP and POTUS would compromise and kept moving it back for further negotiations until the POTUS pushed it forward regardless of opposition or something like that, right?


Pretty much, I believe that Obama hit a wall where he knew he wasn't going to get a much better deal so pushed through what he could, which was to help provide insurance to those who really really needed it, at a cost of increased prices to those not in financial peril. It's just funny that the GOP screams that it's the democrats fault when it was their stupid amendments that caused the total clusterfuck that they've got now.
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