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Post Reply surgeries, insurance, and our experiences,
8795 cr points
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19 / M / Palm Coast, Florida
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Posted 1/11/17

redokami wrote:


MonoDreams wrote:

Perhaps it is not the same, but I had to go the the hospital to get something checked out (sudden pain that would not stop) , no X-Ray, medicine or any kind of thing like that. It costed me 1,400$, that was with my Dad's VA coverage (he's a disabled veteran). All the doctor asked me was where I felt the most of the pain, and thats all, 1,400$ for that.


that is precisely what I am talking about


where the fucking hell do they come up with these numbers that we have topay wtf
this countries healthcare is so broken yet we are supposed to be so great, I can go anywhere else and get what I need, I can drive to Canada and get my epipen for less than 80 bucks, possibly even 15 bucks


I very much agree. I guess our "great nation" thinks everyone has hundreds of thousands of dollars in their pockets and should pay half of that for the medical coverage.
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Posted 1/11/17

MakotoKamui wrote:



When I had surgeries, I had really good insurance through my employers. These days I'm an independent contractor, and have mine through the ACA/Obamacare, but haven't had any surgeries since.

I do recall one time, getting out of the hospital after a week there and abdominal surgery, taking one of my walks for the day to also get my mail, where I found a bill from the hospital for over $100,000.. despite my deductible being near maxed out already, despite my yearly maximum, etc. And I'll be honest, I was basically in tears since I had no idea what I was going to do, and that was just one bill that one year (there were many more). Turns out, that was before all the insurance was applied, and eventually that bill was significantly reduced to under $10K, though it still took me quite a while to totally pay off.

Now, being a cancer survivor, insurance used to be prohibitively expensive for me - like $7K per month expensive quoted - so I get you on the whole $10K being out of reach part. Right now, it's only several hundred a month, a decade after being found cancer free, and I only have it in case I get a broken arm so that I don't get hit with a crazy bill.

Do wish we'd follow other the lead of other countries, go with single payer / socialized medicine, since that seems to result in lower costs and higher quality of life, but what do I know. They're trying to get rid of the ACA right now, and I have yet to hear of an actual plan other than "folks won't lose coverage"... but if they remove the parts with the fees and such, rates will shoot up even faster. Guessing I'll be off insurance next year if they follow through with current promises.
100K HOLY MOTHER

That's like 20 summer vacations in hawaii
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25 / M
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Posted 1/11/17
The only surgery I've gotten was my wisdom teeth removal (all four). My insurance covered a little over half of the cost and I paid the remainder prior to the procedure. Preventive care on the other hand is completely covered for me. That includes teeth cleanings, optometrist visits, and general physical check ups.

Yes, I live in the US.
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The White House
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Posted 1/11/17
This has a pretty good breakdown of why our medical system is fucked up: http://www.jconline.com/story/news/2014/05/24/medicare-data-illuminates-costs/9554141/
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Posted 1/11/17 , edited 1/11/17

Rujikin wrote:

This has a pretty good breakdown of why our medical system is fucked up: http://www.jconline.com/story/news/2014/05/24/medicare-data-illuminates-costs/9554141/


That site wanted to make me complete a 'survey', but it basically says that these medical establishments are shifting Medicare costs onto non-Medicare patients?

Also, you should try to check out some medical equipment catalogs. Look for the telling phrase 'Log in to view price'.
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M / Los Angeles, CA
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Posted 1/11/17
There's a lot of dirty money, I have to admit. I work in healthcare and one time a medical device sales rep showed me the invoice for an ICD to be I think around $15k and then just out of curiosity we checked with billing and the device alone was billed for 6-7 times that price. That's for the device only not the entire procedure lmao. All I know is the reps take us to play $300-$500 round golf courses, eat super expensive meals, all expense paid skip trips to Utah, free gift cards each month, etc. It felt wrong, and it was probably wrong, but it was legal and although I felt bad, what can 1 person do...
14704 cr points
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Posted 1/11/17
You could start yelling it out on the rooftops. Spread the information or the rumor of information around and you'll get people to follow you. Yell enough and you and your legion of the damned might even get the 'truth' out and make a change for the better or worse.
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Posted 1/11/17
I live in the US and I do agree that Healthcare is expensive. But I have been diagnosed with cancer twice. The first time for treatments and surgery it were affordable. I got diagnosed again a year ago and for all my treatment I spent so much more money for everything.

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26 / M / Leanbox, Gameindu...
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Posted 1/11/17 , edited 1/11/17
Our healthcare system is so backwards: people go broke if they pay their medical bills, especially for those who make too much money to qualify for medicaid, but too little to actually afford insurance have to decide whether to destroy their finances or avoid care and hope that their condition doesn't worsen.

The healthcare system is still broken and I don't give a damn how many out of touch political hacks are telling me otherwise.
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Posted 1/11/17 , edited 1/11/17

redokami wrote:
this countries healthcare is so broken yet we are supposed to be so great, I can go anywhere else and get what I need, I can drive to Canada and get my epipen for less than 80 bucks, possibly even 15 bucks


It would quite literally be cheaper for you to drive across the border and collapse on our side then pay the non-resident ER rate than it would to go to a hospital in your own country. ><

The cost of a reduction in Canada is $4500-6000 CDN. So $3427.14 to $4569.51 US. However, if the reduction is done for a medical reason ( back pain, neck pain, etc ) instead of a cosmetic one than its covered under provincial health plans.
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26 / M / Leanbox, Gameindu...
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Posted 1/11/17 , edited 1/11/17
Well for health tourism you need to go to a more developed city in a developing country to get any real bang for your buck. When I was living in Colombia there were quite a few Americans seeking medical treatment lasting 3-6 months for next to nothing while staying in long term stay rooms at my hostel. Heck, you pay less out of pocket for what the same things in the US would cost you with insurance and English speaking doctors are not all that hard to find. Interestingly enough, I also saw a lot of people getting braces, and English speaking dentists weren't all that hard to find either.

A buddy of mine got Knee Surgery while in Chile, still way cheaper than what he'd pay here. Sure it's not for everyone and comes with its added risks, but depending what you need done (and duration of treatment/recovery) it might be worth looking into, but yeah as the above poster already stated going to have to look farther away than Canada.
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Posted 1/11/17
in australia even for the top tier private health cover for one person the max you will pay is around $280 per month (thats around $210 US) and that would cover everything you could ever need.
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21 / F
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Posted 1/12/17

MakotoKamui wrote:


ClothStatue wrote:

Cancer absolutely destroys people's savings and income and rarely is the treatment as heavy as it needs to be. My dad has fought prostate cancer since my junior year of highschool, him and my mom lost all their retirement savings pretty much, and since the treatment was so poor for so much he signed on with the National Health Institute to be their patient in return for them running tests on him for research. We just heard back this Xmas that for the first time since it started that he might be actually cancer free.

Sorry you had to go through that, I really hope it stays in place and we can start taking actually productive steps to fix our healthcare.


For me, it wasn't so much the treatment (chemo) that hit my pocketbook as the surgeries and hospital stays, but so many people I talked with, even those with insurance, were desperately worried about what they'd do next. Would their rates go up to the point they couldn't afford them? After all, most were older - retired or closer to retirement age than I was at the time. I knew that, well, assuming I lived, I'd be working again after and could pay things off - which is what I basically did, even after all the adjustments it was still 10's of thousands out of pocket total. Buddy next to me also getting chemo? He was retired and had to figure out what to do to a) pay off the new expenses and b) pay off increases to his insurance bill.

It's insane. I'm really glad to hear that good news for your dad, but.. this shouldn't be so scary for anyone. There should be a better way!


Ooo I see, and ya the rates were crazy, and they were doing virtually nothing to help him. If we didn't go to NIH I'm certain my father would have been dead a while ago. Either way he's almost completely given up on retirement, I hope I can make enough money to give him one someday.

It's awful that you have such an enormous bill to pay over something has horrible as that, not to mention those of retirement age like you said being forced back to work instead of enjoying the rest of their lives. Getting drained of your funds after getting cancer is like getting kicked in the face and then someone coming up and spitting on you in exchange for helping you up.

Thank you, the news made this a great Christmas ^.^ Not to sound like a broken record but agreed, there is always a better way, it's just a matter of how and when.
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22 / M / Finland
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Posted 1/12/17
Well I'm from finland.
I only once had bad experience and that was when I got medicine and I was allergic to that stuff.

Why life saving surgeries cost so much in U.S?
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