what would you do if a co-worker,friend or family ask to borrow some money from you?
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Posted 7/30/17 , edited 7/30/17


what would you do if a co-worker,friend or family ask to borrow some money from you ?

"I don't have any for this month" is the usual response for me for co-workers and friends

Best friends and family members often do not ask me for money so There are banks available https://www.desertschools.org/personal/loans/personal-loans-overview
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22 / a pop tart
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Posted 7/30/17 , edited 7/30/17
No.
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24 / M / US
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Posted 7/30/17 , edited 7/30/17
"borrow" tends to be "can I have" nowadays ..When someone asks to Borrow money off me. I expect to be paid back. Idgaf who they are. It would be different if they asked if they could HAVE money :/
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14 / M
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Posted 7/30/17 , edited 7/30/17
They can borrow these hands
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27 / F / New Jersey, USA
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Posted 7/30/17 , edited 7/30/17
Not even.
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30 / M / Sacramento, CA
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Posted 7/30/17 , edited 7/30/17
No, I don't really lend people money. And if I do, I pretty much do it expecting not to ever get that money back. As they say, 'never lend what you can't afford to lose.'
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F / Boston-ish
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Posted 7/30/17 , edited 7/30/17
My personal policy is if I can't afford to give the money, then I can't afford to lend it either, and I say no.

A similar rule applies with how I feel. If I wouldn't feel okay about giving the money, then I don't feel good about loaning it.

I do want to know why they want the money. Not every little detail, but a solid reason.

It's not often in my life that someone has asked to borrow money from me, but there have been several occasions on which they have and on which I've been willing to give the money. With large sums I usually make it clear that I see it as a gift and they don't have to pay it back (if they do pay it back, that's a bonus, but I don't feel bad if they don't.) With smaller sums I won't always be so explicit about considering it a gift, though that is the way I think of it, and I tend to not really notice or care if someone doesn't pay it back. If it's a case where we are doing something together and they are asking me to pay their share and they'll pay me back later, I just say "nah. I got it" and make it clear it's my treat.
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31 / F / Maine
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Posted 7/30/17 , edited 7/30/17
I've lent family money and they have lent me money but we've paid each other back. It doesn't happen frequently nor was it a large amount of money. It had to have been like 8 yrs ago. Co-workers have never asked to borrow money...and I have like 2 friends and they have never asked either.
Posted 7/30/17 , edited 7/30/17

Potentsaliva wrote:

They can borrow these hands


This
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20 / O / St. Louis, Missouri.
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Posted 7/30/17 , edited 7/30/17
Depends.
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27 / M
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Posted 7/30/17 , edited 7/30/17
I'm in a very fortunate position to give out money. My friends will never ask me money because we are in the same field and make a generous amount. My brothers are in college and will seldom ask. My parents receive good retirement checks.Sure I don't mind giving.
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27 / M / Leanbox, Gameindu...
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Posted 7/30/17 , edited 7/30/17
I will only lend to my immediate family and for good reason, usually with a $100 limit and only if they have steady employment.
My brothers have been good with paying me back, friends on the other hand have failed too many times so if its anything more than covering a meal and having them pick up my tab next time forget about it.
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Posted 7/30/17 , edited 7/30/17
Coworker- i wouldn't unless i got to know you real well. If i dont know you well enough i might make an exception if i can see your really are in need of it ,yeah i might give out a few bucks.

Family - sure no prob. those are my people, my family u know. Thats very important ill give every thing i got if i can to pull them out of a situation if its within my power.

siblings - yeah sure but u better pay me back if its a lot of money, which they usually do . Now if its ur birthday or something ill think about it .

Friends - thats my second family, depending on what friends it is ill lend it to them or give it to them . it really comes down to how well i know them. and usually when ur around a person long enough u get to know how they are and there manners and beliefs so u can either trust them or not.

i'm not stingy with money after all its only paper its valuable but its not valuable to me to put it over someone else well being and needs. when they Might thing they putting themselves in an embarrassing situation. Which to me is brave that they might ask for help in there desperate situation . yeah there are some messed up people in the world but i think you can differentiate who they are if you get to know them well enough. still i can only give as much as i am able to after all i am also important .



Posted 7/30/17 , edited 7/30/17
Co-workers - No.
Friends - Depends on which friend.
Family - As in my parents and siblings, yes.
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36 / M / SoFlo
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Posted 7/30/17 , edited 7/30/17
If you lend someone money assume you're giving them money.

I do not lend out money, but I have given money a few times to family members. They always say "I'll pay you back." But it never happens.
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