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Post Reply How much is your HOA fee ?
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Posted 8/17/17 , edited 8/17/17
No HOA here. They're not that popular. Places that are what you'd call condos will have ground rent attached to cover common ground maintenance.
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Posted 8/17/17 , edited 8/18/17

kevz_210 wrote:

Region pending I suppose, they are rare out where I am.
I'm throwing most of my salary in a bank to buy a house outside of a Homeowners Association. Any room I rented I subleased from the main tenant so wouldn't know that either tbh, just cut a check every month and I was done.


I think the only places you don't have to worry about the HOA would be living on county land or rural area. The are some areas within the city that will have no HOA but they are houses built around the 1960-80-ish..

New communities will be regulated by the HOA around here.

There are pros and cons of having HOA. I don't like $46/month but i guess it's cheaper than other communities + we have xeriscaping- so little maintenance required
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Posted 8/17/17 , edited 8/18/17

dulun18 wrote:


kevz_210 wrote:

Region pending I suppose, they are rare out where I am.
I'm throwing most of my salary in a bank to buy a house outside of a Homeowners Association. Any room I rented I subleased from the main tenant so wouldn't know that either tbh, just cut a check every month and I was done.


I think the only places you don't have to worry about the HOA would be living on county land or rural area. The are some areas within the city that will have no HOA but they are houses built around the 1960-80-ish..

New communities will be regulated by the HOA around here.

There are pros and cons of having HOA. I don't like $46/month but i guess it's cheaper than other communities + we have xeriscaping- so little maintenance required


I'm in the north east and there really isn't all that much new housing development going on at the moment. Most towns in my area were founded in the 1600s and 1700s so large unoccupied land is kinda rare. Also, strict zoning laws basically make it near impossible to build anything other than ridiculously large single family houses anyway. HOAs are marketed solely to the upper middle class here as private "exclusive" communities and are unheard of for things like "starter housing." There aren't really new communities here so I guess things are quite different out your way (haven't traveled much outside of my region).

I mean I suppose if you really don't like to do your own lawn work, but personally I don't like strangers working on my house unless it's a specialty job or emergency.

If I need a plumber I call my brother, if I need a mechanic I give my friend a call, if I need to do landscaping I'll do it myself and get a couple of family members to assist. The problem with any type of fee like that is that even if it is reasonable now it can be hiked through the roof in the future and you can be forced out of your house for not paying for these forced services, which seems kinda unfair imo.
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Posted 8/17/17 , edited 8/18/17
HOA fees can vary a lot depending on several factors, usually for legitimate reasons and I certainly wouldn't call them useless.

Probably the biggest factors are the type of community and just how much the HOA is responsible for. In my city $222/month is pretty typical for most town home/condo communities. For such communities the HOA would normally cover trash, exterior and landscape maintenance, shared amenities, and sometimes even utilities. If they charge too much less then they simply can't afford to keep up, something I learned when I was home shopping in a town home community with a lower HOA that was several years behind on repairs and maintenance due to a lack of funds (it was an older HOA that contractually couldn't raise their costs without a vote from it's residents. The residents were tarnishing their own community because they chose to be cheap).

If all your HOA does is police your neighbours so they don't park their meth lab in the street, grow a forest in their front yard, paint their house hot pink, etc., then you shouldn't be paying much at all. I still wouldn't call it useless as long as you care about your community not looking like trash.

Generally, just do some research on everything an HOA does before just assuming it's a scam. If an HOA artificially spikes up to compensate for foreclosures in the community, or they simply aren't doing enough despite having the funds, that's when you need to get out.
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Posted 8/18/17 , edited 8/18/17
HOA board members are elected by the residents of the community if you don't like certain members you can gather signatures to remove them from that seat and get someone else in.

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Posted 8/18/17 , edited 8/18/17
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Posted 8/20/17 , edited 8/20/17
it's about $30/month for my area and $90/month for the area across the street

if you do your own front law maintenance then it's only $30-$50 a month (more or less), but if they are hiring a landscape company to do it for you.. it will cost you more

It's always funny to me how people living in apartments believe that they don't have to pay the HOA fee -- the management is pretty much the HOA for your apartments-- they still have to do mainternance for the common areas-- the fee i'm sure already included in your monthly rent
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